Mortgage Center

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

Apply Now

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A Soy Capital Bank and Trust Company Mortgage Loan Officer will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Mortgage Loan Officers are only a phone call away if you need help. Contact us at 217-428-7781.

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Today's Featured Rates

Conventional Fixed Rate
30 Year Fixed Rate
 Rate  APR  Points
 5.000%  5.085%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.875%  4.990%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.500%  4.645%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 4.500%  4.708%  0.000%
Conventional Adjustable Rate
 Rate  APR  Points
 5.000%  4.532%  0.000%

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